1. Publisher and responsibility

Kids Piggy Bank publishes the public educational material on this domain and develops the separate Kids Piggy Bank family tracking application. We are responsible for the text we publish here. We do not claim that an external source has reviewed or endorsed our final wording unless that source explicitly says so.

Our contact for editorial questions and corrections is craftko.dev@gmail.com. The public site is intended for parents and caregivers. It is not written as direct financial instruction for a child to follow without adult context.

2. Editorial scope

We cover everyday family financial education: allowance, saving goals, spending choices, chores and optional paid work, comparison shopping, planning, gifts, sharing, and conversations that change with age. We focus on concepts a family can practise with small amounts and low stakes.

We do not publish individualized investment, tax, credit, insurance, legal, or regulated-product advice. We do not recommend securities, cryptocurrencies, loans, or specific financial products for children. If an article touches a regulated subject, the purpose is to explain a general concept and point readers toward an official or appropriate local source.

3. Sources and evidence

For broad child financial-capability framing we prioritize official public educational sources, standards, and primary material. Current background references include the U.S. Consumer Financial Protection Bureau’s Money as You Grow program and FDIC Money Smart for Young People.

External sources provide context; they do not replace our own writing. We avoid copying source wording beyond short labels or unavoidable names. Our examples, scenarios, questions, and exercises are written for Kids Piggy Bank. When a factual claim could change, we prefer to link to the source that a reader can check directly.

4. Suggestions versus facts

Many family money questions do not have one universal answer. An allowance amount depends on budget, local prices, age, purpose, and family expectations. A useful chore system depends on what the family considers ordinary contribution. We label these areas as choices, frameworks, or examples rather than facts.

When we use age bands, they are practical approximations, not developmental diagnoses. When we describe a routine that “can help,” that wording is intentional: it is a suggestion to try, not a guaranteed outcome.

5. Review and update dates

Substantial guides display a publication or update date. We review pages when we add related material, when a cited official source changes, when a reader reports a possible error, or when a product boundary changes. A date update should correspond to a meaningful review or edit, not a cosmetic refresh intended only to make content look newer.

6. Corrections

Readers can report a factual error, broken source, translation problem, accessibility issue, or misleading sentence by email. Please include the page URL and the relevant passage. We check the current article, the source where applicable, and whether the same wording appears elsewhere on the site. Clear errors are corrected directly; larger changes may include an updated date or a rewritten section.

We do not promise that every difference of opinion will produce a change. Where reasonable approaches differ, we may keep the text and clarify that it is a framework rather than a rule.

7. Ad-free Web policy

The public guides and the family application under /app/ do not display Web advertising or load AdSense code. Editorial topics, examples, conclusions, and product mentions are not selected in exchange for advertising placement.

This Web policy does not change advertising in separately distributed Android or iOS builds; those applications follow the privacy, consent, and Remove Ads terms described in the legal pages.

8. Privacy and children

The public guides do not require a child profile or personal family data. We avoid asking children to contact us or send financial information. Application privacy practices are documented separately in the privacy policy.

9. Language versions

The site offers English, Russian, and Polish versions in the same public pages. We aim for equivalent meaning rather than word-for-word translation. If the two versions diverge in a way that changes the guidance, that is a correction issue and should be reported.

10. Contact

Editorial corrections, source questions, and accessibility reports: craftko.dev@gmail.com. General product and legal information is available from the About, Privacy, and Terms pages.