What we are trying to make easier

Money conversations with children are often surprisingly difficult because the amount is not the only issue. Parents are also teaching patience, responsibility, priorities, communication, and what happens after a mistake. Kids Piggy Bank was created around a simple idea: make those choices visible enough to discuss without pretending that an app can make the family’s decisions.

Our public guides focus on small, age-appropriate practice: starting an allowance, setting a savings goal, separating family contribution from optional paid work, comparing purchases, making a simple spending plan, and recovering from a poor decision. The examples are intentionally ordinary. We do not publish stock picks, investment forecasts, tax strategies, credit recommendations, or advice about financial products for children.

Why the public site and family app are separate

The public educational pages are available without an account, PIN, child profile, purchase, or personal family data. They are meant to be useful even if a visitor never opens the app. The application lives under /app/ and is the family's own workspace. Parents can record children, balances, tasks, rules, goals, and transactions; children can use a simpler child mode. Children use it freely; a parent PIN protects parent mode — adding children, editing balances and rules, and confirming tasks.

The app does not connect to a bank account and does not move real money. Its balances are family records entered by users. The public guides and the family Web app are both ad-free.

Who publishes the material

The material is published by the Kids Piggy Bank project. The same project develops the Kids Piggy Bank application. We do not present ourselves as licensed financial advisers or as a clinical child-development service. When a topic depends on local law, a regulated financial product, tax rules, or a child’s individual needs, readers should use an appropriate local professional or official source.

For broad financial-education framing we consult public educational resources, including the U.S. Consumer Financial Protection Bureau’s Money as You Grow program and FDIC Money Smart for Young People. We then write our own explanations, examples, and exercises for this site.

What readers can expect

Every public guide should have a clear topic, original explanatory text, practical examples, an educational boundary, a visible update date, and links to related material. We aim to distinguish a fact from a suggestion and to avoid universal claims where family budgets, culture, prices, or age make the answer context-dependent.

Our editorial policy explains sourcing, updates, corrections, the ad-free Web policy, and how we handle material that may affect financial decisions.

Contact and corrections

If you notice an error, outdated reference, broken link, unclear statement, or accessibility problem, email craftko.dev@gmail.com. Please include the page URL and the sentence or section you are referring to. We review corrections against the current page and, when relevant, the cited source before changing the text.

Privacy, terms, and account-deletion information for the application are available in the legal section linked below.